Investment Planning - Investment Decisions by Design
Individual investors are faced with a constant barrage of investment alternatives, facts, figures, opinions and recommendations. Brokers, banks, trust companies, newspapers, investment letters and television programs provide all sorts of information that influence how one decides to invest one's own money.
Given all this information, each investor must decide how and where it is best to invest the assets he or she controls. Yet, most individuals do not have the knowledge, expertise, or time to dedicate to effectively manage their investment portfolios. The need for a formalized professional investment plan is evident.
At UCU, our Investment Planning examines the following:
- Diversification - combining various investment options in such a way that your overall portfolio has less risk than the individual investments themselves;
- Investment risk - selecting investments that meet the your risk/reward tolerance, respecting the long term data that shows the riskier the investment, the higher the return;
- Asset allocation and optimization - allocating your investments across various asset classes such as cash, bonds and equities in various geographical locations.
- Taxes - structuring your portfolios in the most tax-effective manner possible.
- Performance - monitoring how your investments perform over time and ensuring that you return relates to your investment objectives and risk tolerances.
UCU offers customized investment plans for their Credential Securities clients, at no cost.
Nicholas Yuzwin, CFP, Investment Advisor, Credential Securities Inc.
Tel.: 1 866 320 6684, 416 207 9272
Tatiana Koroliova, FMA, CFP, Investment Advisor, Credential Securities Inc.
Tel. : 416 225 0032
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