RRSPs

RRSP - government approved Registered Retirement Savings Plan through which you save money for your retirement while deferring income tax.

  • available in variable or fixed rate plans
  • deposits held in registered savings plans are separately insured from the deposits held in other accounts. All deposits made to RRSP plans are fully insured through the Deposit Insurance Corporation of Ontario (DICO) with no limit on the maximum amount
  • during January and February we offer instant tax receipt for your convenience

Variable Rate RRSP

  • this plan may be used for automated/periodic deposits to your RRSP
  • flexible investment (plan can be cashed in full or partial withdrawals available)
  • interest rates adjusted frequently to be competitive
  • interest accrues daily and it is compounded semi-annually, June 30th & December 31st

Fixed Rate RRSP

  • a Guaranteed Investment Certificate (GIC) with fixed rates for one to five year periods (special periods offered from time to time)
  • interest is compounded annually
 

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