Bank Accounts

Manage cash flow and payments with a UCU Business Chequing Account, earn interest on excess cash with ucubiz Grow’s high-interest rate and simplify U.S. currency management with a UCU U.S. Dollar Account. All backed by our commitment to your success with competitive rates, easy access to funds and dedicated support.
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Chequing

Spend less time managing money and take control of your business finances with the UCU Business Chequing Account. Manage cash flow, deposit cheques, pay bills, send and receive e-transfers, all from one convenient account.

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Savings

Grow your business savings faster with ucubiz Grow. This high-interest savings account, designed specifically for businesses, comes with no monthly fees. Earn competitive interest on your excess funds while maintaining easy access to your money.

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U.S. Dollar

Power up your cross-border business banking. Simplify U.S. currency management for your business with the UCU U.S. Dollar Account. Reduce costs and streamline transactions, making cross-border business operations smoother.

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What we do

UCU offers tailored business chequing, savings, and US dollar accounts designed to support business owners in managing their finances efficiently. Our accounts provide competitive rates, easy access to funds and a range of services to help you grow your business.

Convenient account management

Manage your accounts with the UCU small business banking platform. Consolidate your UCU business and personal accounts with a single login for online viewing of all balances, easy money transfers between accounts and to pay bills, and send & receive Interac e-Transfers.

Banking advantages

UCU offers competitive rates and personalized solutions, ensuring you can focus on your business’s financial success. With dedicated support from the UCU Contact Centre, we provide the resources and assistance you need to effectively manage your business finances.

Tools and resources

Tools to help you make the right choices.

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investing and borrowing options.

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Foreign Exchange

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Mortgage Calculator

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affordability and payments

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GIC Rates

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long-term growth in CAD and USD.

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Business Accounts: FAQs

UCU offers three main types of business bank accounts:

  • UCU Business Chequing Account: Manage your everyday cash flow and payments
  • ucubiz Grow: A high-interest savings account to earn interest on your business savings
  • UCU U.S. Dollar Account: Simplify U.S. currency management for cross-border transactions

The UCU Business Chequing Account allows you to manage cash flow, deposit cheques, pay bills and vendors in one convenient account. It helps streamline your financial operations.

UCU offers a choice of seven Business Chequing Accounts to suit the specific needs of your company. These accounts range from:

  • ucubiz Basic: Ideal for new businesses focused on minimizing monthly transactions to keep costs low
  • ucubiz Advantage: For businesses that require under 30 banking transactions per month
  • ucubiz Premium: For companies in need of full-service business banking, offering comprehensive features to support your expanding operations
  • ucubiz Power: Designed for established businesses requiring more flexible, cost-efficient banking services, striking a balance between features and affordability
  • ucubiz Quantum: Ideal for well-established businesses requiring a robust transaction amount per month and handling a high volume of transactions
  • ucubiz Virtual: Designed for businesses that do most of their banking transactions electronically
  • Community Chequing Account: Designed for community-focused not-for-profit organizations and registered charities.

The UCU Business Chequing Account allows you to:

  • Manage cash flow easily
  • Deposit cheques
  • Pay bills
  • Send and receive e-transfers
  • All in one convenient account

UCU Business Chequing Accounts provide a suite of features to simplify your everyday banking needs. These include:

  • Easy access to funds and convenient cheque writing capabilities
  • Free deposits and withdrawals at any Ukrainian Credit Union or Exchange Network ATM
  • Free bill payments through UCU Online Banking and the UCU Mobile Banking app
  • Free transfers between your UCU accounts
  • Free incoming e-Transfers
  • Cheque “Deposit Anywhere” feature on the UCU Mobile Banking app

The ucubiz Grow savings account is a high-interest savings account designed specifically for businesses. It has no monthly fees, allowing you to earn competitive interest on your excess funds while maintaining easy access to your money.

The UCU U.S. Dollar Account simplifies U.S. currency management, reduces costs, and streamlines cross-border transactions, making it easier for your business to operate internationally.

With UCU’s small business banking platform MemberDirect, you can consolidate your UCU business and personal accounts with a single login. This allows for online viewing of all balances, easy money transfers between accounts, bill payments and Interac e-Transfers.

You can access your UCU business accounts anytime through the UCU Online Banking Platform and the UCU Mobile App. This provides you with convenient account management on the go.

UCU offers dedicated customer support through the UCU Contact Centre. We are committed to providing personalized solutions and resources to help you effectively manage your business finances.

ucubiz Grow savings account comes with no monthly fees, allowing you to maximize your savings with competitive interest rates.  See UCU’s service charge brochure for other applicable charges.

UCU is committed to your financial success and offers competitive rates on all our business accounts. We continuously review and adjust our rates to ensure they meet the needs of our business customers.

UCU provides tailored business chequing, savings, and U.S. dollar accounts, competitive rates, easy access to funds and a range of services designed to support your business growth. Our dedicated customer support team is always ready to assist you.

UCU offers the ucubiz Grow savings account with high interest rates and no monthly fees. This allows you to:

  • Earn competitive interest on your excess funds
  • Maintain easy access to your money

The UCU U.S. Dollar Account simplifies U.S. currency management by:

  • Reducing costs associated with currency exchange
  • Streamlining U.S. dollar transactions
  • Making cross-border business operations smoother

UCU offers convenient account management through:

  • UCU Online Banking Platform
  • UCU Mobile App

These allow you to view balances, transfer funds, and manage your accounts anytime, anywhere.

Yes. Please visit the investment section of our website here.

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