A $120 first-year annual fee rebate on premium credit cards
Both cards earn points on everyday spending and include travel, purchase and mobile device protection.
Cash Back World Elite® Mastercard
- 4 points for every $1 spent on groceries and sustainable transit
- 2 points for every $1 spent on select recurring bills, digital streaming and dining
- 1 point for every $1 spent on all other purchases
- Access to 1,300+ airport lounges worldwide through Mastercard Travel Pass
World® Mastercard
- 3 points for every $1 spent on groceries
- 2 points for every $1 spent on dining and entertainment
- 1 point for every $1 spent on all other purchases
- Emergency health care, trip cancellation and trip interruption coverage
To Qualify You Must:
• Be a new applicant for an eligible card, or be reopening a previously closed eligible card account
• Apply and be approved between July1 and December 31, 2026
• Activate your card within 30 days of approval and make your first purchase within 60 days
Before You Apply:
The $120 annual fee will appear on your first statement and must be paid as part of your regular balance. The rebate will be credited within the next two statement cycles following activation. Primary card accounts only; additional, joint and supplementary cards are excluded.
Ready to Apply?
To take advantage of this offer, you must be a UCU member.
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01¹Terms and conditions apply. See full terms and conditions.