Young Adult Offer
Apply for a new Collabria Cash Back Mastercard® and you could receive a $50 statement credit1 after your first purchase.
There’s no annual fee and you’ll earn points on everyday spending, including groceries, gas and more.
Collabria Young Adult Offer
What You’ll Get:
- No annual fee
- 1 point for every $1 spent on groceries, gas and sustainable transit
- 0.5 points for every $1 spent on all other purchases
- $50 one-time statement credit1
To Qualify You Must:
- Be between the ages of 18 and 24
- Have never had a Collabria credit card
- Apply and be approved between July 1 and September 30, 2025
- Activate your card between July 1, 2025 and October 31, 2025
- Make your first purchase by October 31, 2025
Build credit. Earn rewards.
Ready to Apply?
To take advantage of this offer, you must be a UCU member.
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This offer is also available for Classic Mastercard®, Centra Gold Mastercard® and World® Mastercard.
01Offer available from July 1 to September 30, 2025 (Promotional Period).
- Offer applies to selected new approved, funded and activated personal credit card accounts as follows:
Eligible Cards Personal Cash Back Classic
Centra Gold
World Mastercard®
Visa Infinite*
Cash Back World Elite Mastercard®
Cash Back Visa Infinite*
- The following credit cards are excluded from this offer:
Excluded Cards Personal US Dollar Business World Elite Business® Visa Infinite Business*
Low Rate Business
No Fee Cash Back Business.
- To be eligible for this offer, applicants must:
- Be members of participating credit unions and financial institutions.
- Have reached the age of majority in their province/territory of residence and be 24 years old or younger as of July 1, 2025.
- Be ‘new’ applicants for the above-mentioned cards who have not before held one of these cards either in their name, or jointly with another individual or entity.
- Employees of participating credit unions and financial institutions are eligible for this offer.
- To qualify for the promotional one-time $50 statement credit, accounts must:
- Be approved between July 1 to September 30, 2025.
- Be activated between July 1 to October 31, 2025.
- Cardholder must complete a first purchase between July 1, 2025 and October 31, 2025.
- Application is subject to approval by Collabria Financial Services, Inc.
- The $50 statement credit will be credited to qualified accounts within two (2) statement cycles after all qualifying requirements are met as long as their card remains in good standing.
- This offer may be withdrawn or changed without notice.
02Only the Classic Card and Cash Back card offer no annual fee.
03Purchase Protection, Extended Warranty and Mobile Device Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at ca/insurance.aspx. Insurance coverage is subject to change.
04The World Mastercard, Visa Infinite, Cash Back World Elite Mastercard and Cash Back Visa Infinite are the only cards eligible for this offer with a travel insurance program. Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. This document is provided for information purposes only. For details of the coverage, refer to your insurance contract at ca/insurance.aspx. Some conditions and restrictions apply. Insurance coverage is subject to change.
05The World Mastercard, Visa Infinite, Cash Back World Elite Mastercard and Cash Back Visa Infinite are the only cards eligible for this offer where Auto Rental Collision/Loss Damage Insurance coverage applies and is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at ca/insurance.aspx. Insurance coverage is subject to change.
06Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit ca/rewards
07For current information about Collabria’s full range of personal and business credit cards and further details regarding applicable credit card charges, fees, pricing, and benefits of Collabria credit card product suite, please visit collabriacreditcards.ca or call Cardholder Services at 1.855.341.4643. You can also access cardholder agreements at collabriacreditcards.ca/cardholder-agreement to see the agreement that applies to the card of your choice.
08Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.
The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.
®Mastercard, World Mastercard, and World Elite are registered trademarks of Mastercard International Incorporated.
The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.
*Trademark of Visa Int., used under license.
Apple Pay is a trademark of Apple Inc.
TM Google and the Google Pay logo are trademarks of Google LLC.
®Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.