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Debit Cards

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The UCU Debit Card provides easy access to your money and is a secure way to make in-store or online purchases.

You can use your UCU Debit Card at:

ATMs

  • Withdraw cash surcharge-free at UCU and Exchange Network ATMs (service charge added to out-of-network ATM transactions)
  • Deposit cash or cheques, change PIN and review account balances at UCU and Exchange Network ATMs
  • Activate a new UCU Debit Card at UCU and Exchange Network ATMs
  • Withdraw cash outside of Canada at ATMs on the Cirrus or Maestro Networks

Stores

  • Make in-store purchases with the contactless tap-and-pay feature
  • For larger purchases, you may need to swipe your card and enter your PIN
  • Make in-store purchases in the United States at stores on the Accel Network

Online

  • Make secure online purchases on company websites and apps
  • Make recurring bill payments for subscription services

Mobile Wallet

  • Add your UCU Debit Card to the mobile wallet app on your smartphone or tablet
  • Make secure in-store, online or in-app purchases using your device

Daily Limits

Daily ATM Withdrawal Limit

   $500

Daily Point of Sale (POS) Limit

   $750

Daily Per Transaction Contactless Tap Limit

   $250

 

Lost or Stolen Debit Card

If your UCU Debit Card has been lost or stolen:

  • Log in to the UCU Mobile app and tap Lock ‘N’ Block to lock your card and prevent fraudulent withdrawals
  • Call 888.277.1043 to cancel your UCU Debit Card
  • Call our Contact Centre at 800.461.0777 for help