Debit Cards

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The UCU Debit Card provides easy access to your money and is a secure way to make in-store or online purchases.

You can use your UCU Debit Card at:

ATMs

• Withdraw cash surcharge-free at UCU and Exchange Network ATMs (service charge added to out-of-network ATM transactions)
• Deposit cash or cheques, change PIN and review account balances at UCU and Exchange Network ATMs
• Activate a new UCU Debit Card at UCU and Exchange Network ATMs
• Withdraw cash outside of Canada at ATMs on the Cirrus or Maestro Networks

Stores

• Make in-store purchases with the contactless tap-and-pay feature
• For larger purchases, you may need to swipe your card and enter your PIN
• Make in-store purchases in the United States at stores on the Accel Network

Online

• Make secure online purchases on company websites and apps
• Make recurring bill payments for subscription services

Mobile Wallet

• Add your UCU Debit Card to the mobile wallet app on your smartphone or tablet
• Make secure in-store, online or in-app purchases using your device

Daily Limits

Lost or Stolen Debit Card

If your UCU Debit Card has been lost or stolen:

• Log in to the UCU Mobile app and tap Lock ‘N’ Block to lock your card and prevent fraudulent withdrawals
• Call 888.277.1043 to cancel your UCU Debit Card
• Call our Contact Centre at 800.461.0777 for help