Debit Cards
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The UCU Debit Card provides easy access to your money and is a secure way to make in-store or online purchases.
You can use your UCU Debit Card at:
ATMs
- Withdraw cash surcharge-free at UCU and Exchange Network ATMs (service charge added to out-of-network ATM transactions)
- Deposit cash or cheques, change PIN and review account balances at UCU and Exchange Network ATMs
- Activate a new UCU Debit Card at UCU and Exchange Network ATMs
- Withdraw cash outside of Canada at ATMs on the Cirrus or Maestro Networks
Stores
- Make in-store purchases with the contactless tap-and-pay feature
- For larger purchases, you may need to swipe your card and enter your PIN
- Make in-store purchases in the United States at stores on the Accel Network
Online
- Make secure online purchases on company websites and apps
- Make recurring bill payments for subscription services
Mobile Wallet
- Add your UCU Debit Card to the mobile wallet app on your smartphone or tablet
- Make secure in-store, online or in-app purchases using your device
Daily Limits
Daily ATM Withdrawal Limit
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$500
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Daily Point of Sale (POS) Limit
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$750
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Daily Per Transaction Contactless Tap Limit
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$250
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Lost or Stolen Debit Card
If your UCU Debit Card has been lost or stolen:
- Log in to the UCU Mobile app and tap Lock ‘N’ Block to lock your card and prevent fraudulent withdrawals
- Call 888.277.1043 to cancel your UCU Debit Card
- Call our Contact Centre at 800.461.0777 for help