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UCU branch building

Why Become A Member?

Members are owners

Ukrainian Credit Union Limited is a member-owned financial institution. As a member of UCU you join over 10 million Canadians who have discovered the advantage of a dividend bearing, credit union membership.

Members have an influence

Members-owners have a vote and a voice in the management of their credit union. You can also be elected to work on UCU's committees or become a member of the Board of Directors. As a result, credit unions are innovative and quick to respond to members' needs.

Access to a full range of services

From mortgages to small business loans, wealth management to financial advice, UCU provides the same range of products and services banks do; however, our flexible terms and conditions make them more accessible to you.

Deposit Insurance

Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)

Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA)

For more information visit: FSRA Deposit Insurance Reserve Fund (DIRF)


Access to innovative and flexible financial products

Credit unions are at the cutting edge of banking technology, responding to our members' financial needs. Credit unions were first to offer automated teller machines (ATMs) in 1976, customer loans, daily interest savings, and flexible mortgage payments. Banks follow where we lead.

You get preferential treatment

Every member at UCU gets the same friendly, knowledgeable and warm service as well as access to a full line of fine-tuned financial services.

To help your community

Every year UCU donates and/or sponsors many youth, cultural, church groups, charitable, and community-based organizations. Our employees volunteer their time and talents to a wide range of community initiatives.

That is why 26,000 people have already chosen UCU to be home for all their financial needs.